A budget that saves for you.
Quber works around your paydays, not the calendar month. It puts your savings aside first and builds up the big bills a bit at a time, so nothing ever lands all at once. No spreadsheets, no starting over every January.
🏢 Think your workplace might offer Quber? Ask your HR team.
You run the money for your household.
You're not bad with money. Quber holds a little back from every payday for what's coming, so you don't have to carry it all in your head.
The same money. Just never all at once.
Monthly bills, biweekly pay, and the big once-a-year costs that never line up with either. Quber works out what each one costs per payday and holds it back before you can spend it. Nothing changes about what you earn. Everything changes about how it lands.
- Rent, the 1st$1,800
- Hydro, phone$149
- School, sports · Sept$650
- Holidays · Dec$780
- Car insurance · Mar$1,040
- New tires · winter$520
Every one of them, paid for a slice at a time.
That's the difference between an app that tells you the money is gone and one that made sure it was there.
In their own words.
“I never learnt how to budget, how to save, how to track my expenses or how to manage debt properly. I didn’t have the discipline to save and would often tell myself I didn’t have enough money left over to save. QUBER helps me a ton because the money is out of sight and out of mind.”
“I needed to figure out a way to manage my money and budget to be able to handle it alone. It was ‘do or die’. QUBER is what changed it ALL for me.”
“Pay yourself first. Get used to taking an automatic 10-15% off of each & every pay check.”
Free to join, and unsubscribe in one click.
"Can't I just do this with my bank account?"
Banks make money when you spend, borrow, and pay fees. Quber only makes money when you save, so everything we build points one way: growing your savings, not theirs.
Just a bank account
- Built to hold your money, and earns when you spend and borrow
- Budgets by the calendar month, if at all
- "Saving" means sweeping whatever's left over
- Your goals share one undifferentiated pot
- Saving earns you a little interest, at best
With Quber
- Built for one job: helping you save
- Budgets around your paycheque, not a rigid month
- Sets your goals aside first, built in, not left over
- A jar for every goal, filling up as you get paid
- Every dollar saved earns entries to win cash
You could piece some of this together yourself. But you're already carrying enough, and a system that only works when you remember to run it isn't really a system.
Running out before payday is expensive, and it's more common than anyone admits.
households bounce a payment or overdraft at least once a year. It's not rare, and it's not a character flaw. It's what happens when the bills and the paycheque don't line up.
And the bank's fee is never the whole story. A bounced payment also means a late charge from whoever you owe, a missed bill, and a conversation you didn't want to have. Quber is built to stop it happening in the first place. Bills are spread across your paycheques and held back before you can spend them, so the money is already there when the payment lands.
Everything that makes saving actually happen.
Budgeting apps show you a number. Quber moves the money. No investing, no jargon, no charts you have to decode.
Pay-Cycle Budget
Your budget is built around each paycheque, not a rigid calendar month, so bills get spread across pay periods instead of landing all at once. No bank link needed to start.
Safe to Spend
One number that tells you what's genuinely yours to spend this pay period, after bills and savings are covered. It stays steady even when a big bill falls due.
Jars
A jar for the things that actually come up: a safety net, the holidays, the car, the trip you keep putting off. The money goes in first, so it's saved before it can quietly disappear.
Save to Win
Every dollar saved is an entry into cash prize draws. Like a lottery, only you can't lose.
Cashback
Shop through our cashback partners, the stores you already use, and earn real money back. Paid straight into your savings, not points.
Streaks
Gentle nudges and saving streaks that build a habit, the kind that's still going a year later. Plus round-ups that top you up without you noticing.
You'll know what's safe to spend today. Not next month.
No spreadsheets, no bank connection, nothing to import. Just clarity, fast.
Sign up
A couple of minutes. No bank connection, nothing to import.
Meet your Safe to Spend
Six questions, about five minutes. Your numbers are there the moment you finish.
Save on autopilot, and get rewarded
Set a goal for something coming up and Quber moves the money for you, at your pace. Every dollar saved earns entries into cash prize draws.
You’ll meet your Safe to Spend the moment you finish setting up. The big bills start getting handled from your very next payday.
Quber is the only budgeting app that pays you back.
Four ways that are yours for certain, and one that's a shot at more.
Get rewarded for saving. In actual cash.
Cashback
Shop through our cashback partners and a percentage of what you spend comes back as real money in your savings, at stores you already use. No codes, no points, no hoops.
Monthly incentives on your balance
Your savings balance earns incentives, paid every month. The more you keep saved, the more you earn on it.
Challenge bonuses
Saving $500 in a year is one of them, and there are others to pick from. Take one on, stick with it, and earn cash for finishing. A reason not to miss a payday.
Refer a friend, earn cash
Tell someone who needs this and you both get something out of it. You earn cash when they join, they get a longer run at it for free.
And a shot at a lot more.
Every dollar you save is also an entry into real cash prize draws, monthly plus a grand prize. It's a chance rather than a guarantee, but you keep every dollar you put in either way. Nobody else does this.
paid out in cash prizes since 2020
Nobody wants to pay for an app that only takes. Quber is built to give something back.
These companies chose Quber for their teams
Some of the world's best-known companies chose Quber for their people. Now you can get it for yourself.
Built to the standard our banking partners hold us to.
Your savings sit in accounts at our regulated banking partners, not with Quber.
Encrypted end to end. We never see or store your card details, and we never sell your data.
Cancel in a couple of taps. Withdraw your savings any time. There's no lock-in.
Anyone can get Quber. Most people start it themselves.
It's an individual subscription you start yourself. Some workplaces and foundations also cover Quber for their people; if yours is one, even better.
Everything, for you
The whole app, on your own terms. Start with a 14-day free trial. No bank connection needed, cancel anytime.
- ✓ Pay-Cycle Budget + Safe to Spend
- ✓ Saving jars & goals
- ✓ Entered into Save to Win draws
- ✓ Cashback on everyday shopping
- ✓ Monthly incentives on your balance
- ✓ Your money is always yours
Other ways to get Quber
Your employer covers it
Some workplaces and foundations cover Quber for their people. If yours does, you pay $0 while they cover it. Just follow the instructions they give you to set up in the app.
Not sure? Ask your HR team.Already covered at work? See how to start →Ask your employer to cover it
Love Quber and wish work paid for it? Say so. If they sign on, you and your coworkers get it free.
Mention it to your HR or people team. That’s how most workplaces first hear about us.Quber is opening to everyone.
Right now, Quber comes through your workplace. That’s about to change.
Join the waitlist and we’ll email you the moment it does, plus the occasional update from Quber. No charge, no commitment.
Launch news and the occasional Quber email. No spam, and you can unsubscribe in one click.