A budget that saves for you.
QUBER splits every bill across your paydays, and saves for your goals at the amount and pace you choose.
14 days free. We'll remind you before it ends. See plans & pricing →
Already get QUBER through work? Download the app →
Not sure? Ask your HR team.
You run the money for your household.
You're not bad with money. QUBER plans every payday around what's coming, so you don't have to carry it all in your head.
The same money. Just never all at once.
Paid weekly, every two weeks or whenever the work comes in? QUBER works out what each bill needs from every payday, including the once-a-year ones. You earn the same. It just stops landing all at once.
- Rent, the 1st$1,800
- Hydro, phone$149
- School, sports · Sept$650
- Holidays · Dec$780
- Car insurance · Mar$1,040
- New tires · winter$520
Every one, covered a slice at a time.
In their own words.
“I never learnt how to budget, how to save, how to track my expenses or how to manage debt properly. I didn’t have the discipline to save and would often tell myself I didn’t have enough money left over to save. QUBER helps me a ton because the money is out of sight and out of mind.”
“I needed to figure out a way to manage my money and budget to be able to handle it alone. It was ‘do or die’. QUBER is what changed it ALL for me.”
“Pay yourself first. Get used to taking an automatic 10-15% off of each & every pay check.”
14 days free, then $7.99 a month plus tax. Cancel any time.
"Can't I just do this with my bank account?"
Banks make money when you spend, borrow and pay fees. QUBER is built for one thing: growing your savings.
Just a bank account
- Earns when you spend and borrow
- Budgets by the calendar month, if at all
- "Saving" means sweeping whatever's left over
- Your goals share one pot
- Saving earns you a little interest, at best
With QUBER
- Built for one job: helping you save
- Budgets around your paycheque, not a rigid month
- Saves for your goals first, not from what's left
- A jar for every goal, filling up as you get paid
- Every dollar saved earns entries to win cash
You could piece this together yourself. But a system that only works when you remember to run it isn't really a system.
Running out before payday is expensive, and it's more common than anyone admits.
households bounce a payment or overdraft at least once a year. It's not a character flaw. It's what happens when bills and paycheques don't line up.
And the bank's fee is only the start: then come the late charge, the missed bill and the awkward call. QUBER is built to stop it happening, by spreading every bill across your paycheques so you know what to keep for it.
Everything that makes saving actually happen.
Budgeting apps show you a number. QUBER saves for your goals on the schedule you set. No investing, no jargon, no charts you have to decode.
Pay-Cycle Budget
Built around each paycheque, not the calendar month, so big bills are spread out instead of landing at once.
Safe to Spend
One number for what's yours to spend this pay period, after bills and savings. It stays steady when a big bill is due.
Jars
A jar for each thing coming up: a safety net, the holidays, the car. The money goes in first, before it can disappear.
Streaks
Gentle nudges and round-ups that build a saving habit that lasts.
You'll know what's safe to spend today. Not next month.
No spreadsheets and nothing to connect to get started. Add your bank when you're ready to save.
Sign up
A couple of minutes.
Meet your Safe to Spend
Six questions, about five minutes. Your numbers are there the moment you finish.
Save on autopilot, and get rewarded
Set a goal, choose how much and how often, and connect your bank. QUBER saves it for you each time. Every dollar saved earns prize draw entries.
A budgeting app that pays you back.
Get rewarded for saving. In actual cash.
Cashback
Shop at stores you already use and get a percentage back as real money in your savings. No codes, no points.
Monthly incentives on your balance
Your savings earn incentives every month. The more you keep saved, the more you earn.
Challenge bonuses
Take on a challenge, like saving $500 in a year, and earn cash for finishing.
Refer a friend, earn $10
Get $10 for every friend who subscribes, paid once their first payment goes through.
And a shot at a lot more.
Every dollar you save is an entry into monthly cash draws and a grand prize. It's a chance, not a guarantee, and you keep every dollar you put in. Draw rules and eligibility
paid out in cash prizes since 2020
So, could you save $500 in a year?
Start my free trial14 days free, then $7.99 a month plus tax. Cancel any time, no notice period.
Built to the standard our banking partners hold us to.
Your savings sit in accounts at our regulated banking partners, not with QUBER.
Encrypted in transit. We never see or store your card details, and we never sell your data.
Cancel in a couple of taps. Withdraw your savings any time. There's no lock-in.
Anyone can get QUBER. Most people start it themselves.
Some workplaces and foundations also cover it for their people. If yours does, even better.
Employers who trust QUBER enough to offer it to their teams
Everything, for you
Plus tax, after your 14 free days.
The whole app, on your own terms. No bank connection needed to start, cancel any time.
- ✓ Pay-Cycle Budget + Safe to Spend
- ✓ Saving jars & goals
- ✓ Entered into Save to Win draws
- ✓ Cashback on everyday shopping
- ✓ Monthly incentives on your balance
- ✓ Your money is always yours
Your employer already covers QUBER? You pay $0. See how to start →
Wish your employer offered QUBER? Send them our way. Share our page for employers →
QUBER is open to everyone.
Your budget, built around your pay. Ready in minutes.
14 days free, then $7.99 a month plus tax. Cancel any time, no notice period.
Start my free trial